Retirement Planner Software
Are you looking for a BETTER software alternative to help you build the most real-world retirement planning scenarios for your clients? Are you tired of the complexities of using E-Money, MoneyGuide Pro, Retirement Analyzer, or other software programs?
Would you like to be able to incorporate FIAs, FIAs with guaranteed income riders, and even tax-free borrowing from an IUL into a retirement plan with the click of a button?
How about being able to communicate in seconds how damaging a large drawdown in the stock market can affect retirement income? Would you like your retirement planning software to be seamlessly integrated with your Investment Risk Analysis software?
If the Retirement Planner Software described sounds appealing to you, then it’s time you checked out the industry’s newest, most powerful, and easy-to-use retirement planning software….OnPointe Retirement Planner.
OnPointe Retirement Planner has the best visuals (charts/graphs) in the industry to help you communicate the shortcomings of a client’s retirement plan and how advisors can fix those shortcomings with their planning recommendations.
Asset-only charts—some advisors want to show only available assets and when there are shortfalls that need to be fixed.
Income-only charts—some advisors want to show only income data and when there are shortfalls that need to be fixed.
Income and asset charts—OnPointe allows users to show income and assets in the same chart.
Charts with guaranteed income benefit (GIB) products pay no matter how long a client lives—using GIB can cure income shortfalls later in life.
Run out of money graphics—it’s powerful to be able to show when a client is projected to run out of money in charts and spreadsheet form.
Life Expectancy (LE) graphic—LE in most software is an afterthought. In OnPointe, LE is a key feature used to calculate the “retirement income gap.”
Retirement Income Gap—do you want to pick up new clients? Quickly/powerfully show them how big their retirement income gap is and how your recommendations can eliminate that gap (so clients will have confidence they will never run out of money in retirement
Want to learn more? Want to try a FREE Trial of the software?
The KISS (Keep It Simple Stupid) Visuals
Asset + Income + Asset Depletion + Life Expectancy + Gap Analysis
Same fact pattern with a “logarithmic” chart to better focus on income issues vs. asset values
The yellow vertical line is retirement, the red line is when the client runs out of assets, the black line is life expectancy, and the red shaded area is the retirement income gap. If you want to show assets only, you can choose to do so (and a linear scale might be best).
Retirement Income Gap—do you want to pick up new clients? Quickly/powerfully show them how big their retirement income gap is and how your recommendations can eliminate that gap (so clients will have confidence they will never run out of money in retirement)
If you want to show income only, you can choose to do so (a linear scale might again look best).
The beauty of OnPointe Retirement planner is you can customize the charts as you see fit (something you do NOT have with our competitors).
What if you prefer details in spreadsheet form vs. cool looking charts? No problem OnPointe has both!
The following illustrates that the client is going to run out of money at age 86 and during that year will have a $32,433 cash flow shortfall. In the years following, the shortfall becomes much worse.
OnPointe Retirement Planner
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