Roth IRA Conversion Showdown:
Right Capital Vs. OnPointe (It’s Mind Blowing)

By: Roccy DeFrancesco, JD, CAPP, CMP, CRCS
roccy@thewpi.org
269-216-9978

Click here to download my 18-Page Critique of Right Capital (what’s wrong with…)
Click here to download a 39-Page Right Capital Roth Conversion Recommendation
Click on the following to download the 4 different OnPointe Roth Conversions outputs.

1) OnPointe mirroring the Right Capital scenario without adding Medicare expenses.

2) OnPointe mirror the Right Capital scenario but where I add Medicare Part B and D premiums.

3) OnPointe where I “accurately” gross up the conversions to the to of the 12% income tax bracket. 

4) The most optimal Roth IRA conversion scenario where I totally disregard the Right Capital recommendations (and where I use a 7% net rate of return instead of 9%).

If you are using Right Capital, these documents will be mind blowing and depressing. I recommend you immediately stop using Right Capital if you care about running accurate numbers for your clients.

If you are not using OnPointe and want to to learn more, click here to setup a live demo!